Building your first home means you’ll be eligible to access a range of grants and concessions that are not on offer for established property, like the $10K First Home Owners Grant. It also means you’ll get much more control over the location and design of your new home because you’ll get to choose the suburb of your dreams and choose a home to fit your exact specifications. Additionally, owning your own home means that you’ll be gaining equity in an asset that you own, rather than paying off your landlord’s mortgage which makes it a great long term investment. So what are you waiting for? Get in touch with us today and get started on your home ownership journey. 

Figuring out how much you can borrow as a first time home buyer is the first step in making your home ownership dreams a reality. How much you can afford will depend on your income, employment status, level of personal debt, credit record and any assets that you might own. Try our home loan calculator to find out how much you might be able to afford.

If you receive the First Home Owners Grant, you’ll need to complete an application and submit it to the State Revenue Office. We’ve partnered with WA finance experts who can look after the application for you, get in touch to find out more.

The amount you’ll need to save for a deposit will depend on the total cost of your House & Land package and your specific loan arrangements. There are numerous different loan options available to suit different lifestyles and budgets, including low or even no deposit home loans which may allow you to purchase a home with $0 savings. Eligible first home buyers may also be able to use the $10,000 First Home Owners Grant towards their deposit. Speak to our finance experts today to find out how much you’ll need to have set aside for a deposit, and which home loan option is best for you. Get in touch with us today.